The Lease-to-Own Program from Progressive can be a great way to get what you want right now. Progressive offers a simple lease program where you pay over time, and if you complete all lease payments or exercise an early purchase option, you will own the product(s).

Leasing is a convenient way to get the items you want now – without a big upfront payment or a long-term commitment. Progressive Leasing offers a great selection of retailers, affordable payments and flexible choices on how to own your merchandise.

You must be 18 years or older, have a valid Social Security Number or ITIN, routing and account numbers for an open and active checking account, and a credit or debit card.

No, Progressive Leasing does not charge an application fee or processing fee. Your initial payment will be withdrawn from your credit or debit card immediately after the lease is executed, but it is the first of your lease payments and is part of the total cost of the lease. If you are not approved, you will not be charged anything.

Contact a Progressive Leasing customer service representative at (877)-898-1970. Customer Service agents are available from 7 a.m. to 11 p.m. (MST), 7 days a week. You may also access your account online via the customer portal, 24 hours a day 7 days a week at: https://myaccount.progleasing.com/

Payments will be deducted automatically from your bank account or charged to your card. Charges will appear on your statement as Progressive Leasing or Prog Lease, not the store where you selected your merchandise.

Once paid in full, you own it. Progressive Leasing is the owner of the items until all scheduled payments are made or you exercise a buyout option. At that time ownership will transfer to you. Standard agreement offers 12 months to ownership. 90-day purchase options cost more than the retailer's cash price (except 3-month option in CA). To cancel lease or purchase early call (877)-898-1970. Regularly scheduled payments are still due even if you intend to exercise an early purchase option.

The standard lease agreement is for 12 months.

Progressive Leasing leases merchandise for personal, family or household use. Progressive Leasing will not lease certain kinds of merchandise, including, but not limited to, merchandise that is prohibited from lease transactions by law, consumable items, and merchandise that creates an unmanageable risk for Progressive Leasing. Eligible items include appliances, furniture, jewelry, electronics, mattresses, mobile devices and accessories, musical instruments, and more.

All merchandise, other than "As-Is" items, should be free of defects or damages. However, despite our best efforts, problems may arise. Should you have any problems with your purchase, please call our Customer Service team at 877-253-5455 or email us at customerservice@chairking.com.

Since most of the furniture we sell is covered by a manufacturer's warranty, you can ask your salesperson for the details about what’s covered under the manufacturer’s warranty.

The manufacturer's warranty requires us to make every effort possible to repair the merchandise to its original condition using factory-provided repair parts. If repair is not possible, it is up to the manufacturer to approve a replacement. If a replacement is no longer available, a similar item of the same value may be offered instead.

Standard agreement offers 12 months to ownership. 90-day purchase options cost more than the retailer's cash price (except 3-month option in CA). To cancel lease or purchase early call 877-898-1970.